Calendar of Events

Date	Event
January 16, 2023	Martin Luther King Day - Closed
February 20, 2023	Presidents' Day - Closed
April 7, 2023	Good Friday - Closed
May 29, 2023	Memorial Day - Closed
June 19, 2023	Juneteenth - Closed
July 4, 2023	Independence Day - Closed
September 4, 2023	Labor Day - Closed
October 9, 2023	Columbus Day - Closed
November 23, 2023	Thanksgiving Day - Closed
December 25, 2023	Christmas Day - Closed
January 1, 2024	New Year's Day - Closed

NJ/ARM is closed during non-business days, Connect is available but the system will not allow transactions to settle. Transactions entered can be processed as soon as the next business day.

IMPORTANT MESSAGE: Columbus Day holiday

IMPORTANT MESSAGE: Due to the Columbus Day holiday, the Fund will be closed on Monday, October 9, 2023.

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This information is for institutional investor use only, not for further distribution to retail investors, and does not represent an offer to sell or a solicitation of an offer to buy or sell units of the NJ/ARM Joint Account, NJ/TERM or any other security. Investors should consider the investment objectives, risks, charges and expenses before investing in the NJ/ARM Joint Account and NJ/TERM. This and other information about the NJ/ARM Joint Account and NJ/TERM are available in the NJ/ARM Information Statement, which contains important information and should be read carefully before investing. A copy of the NJ/ARM Information Statement may be obtained by calling 1-800-535-7829 or is available on the NJ/ARM website at www.njarm.com. While the NJ/ARM Joint Account seeks to maintain a stable net asset value of $1.00 per unit and NJ/TERM investments seek to achieve a net asset value of $1.00 per unit at their stated maturity, it is possible to lose money investing in the NJ/ARM Joint Account and NJ/TERM. An investment in the NJ/ARM Joint Account or NJ/TERM is not guaranteed or insured by the Federal Deposit Insurance Corporation or any other government agency. Units of the NJ/ARM Joint Account and NJ/TERM are distributed by PFM Fund Distributors, Inc., member Financial Industry Regulatory Authority (FINRA) (www.finra.org) and Securities Investor Protection Corporation (SIPC) (www.sipc.org). PFM Fund Distributors, Inc. is an affiliate of PFM Asset Management LLC.